What does Medicare Part D specifically cover?

Medicare Part D specifically covers prescription drug coverage for individuals enrolled in Medicare. This program was designed to help beneficiaries afford the costs of their medications by providing a network of privately administered plans that offer varying levels of drug coverage, including both generic and brand-name medications. Beneficiaries can enroll in a standalone Part D plan or select a Medicare Advantage plan that includes drug coverage.

The focus on prescription drugs allows beneficiaries to manage their healthcare costs more effectively, especially for chronic conditions requiring ongoing medication. While Medicare offers additional parts that address hospital stays, routine check-ups, and home health services, these are not part of the Medicare Part D program. Instead, those services are covered under different segments of Medicare, such as Part A for hospital care or Part B for outpatient services.