Which government insurance program primarily assists individuals over the age of 65?

The correct answer is Medicare because it specifically serves individuals aged 65 and older, providing health insurance coverage for senior citizens. Medicare is a federal program that was established to assist this population with medical expenses related to hospitalization, outpatient care, and certain types of preventive services. It helps cover costs that might otherwise be prohibitive for older adults, ensuring they have access to necessary healthcare services.

Medicaid, while also a government program, focuses primarily on providing health coverage to low-income individuals and families, including some low-income seniors, but it is not exclusively for those over 65. Social Security is a program that provides financial support to retirees and disabled individuals but does not provide health insurance. CHIP (Children’s Health Insurance Program) targets health coverage for uninsured children in families with incomes too high to qualify for Medicaid but too low to afford private coverage. Thus, none of these programs cater primarily to those aged 65 and older like Medicare does.