Which Medicare part allows private health insurance companies to provide Medicare benefits?

Medicare Part C, also known as Medicare Advantage, is the correct answer because it specifically allows private health insurance companies to offer benefits that include all the services covered by Part A and Part B, and often additional services such as vision, dental, and wellness programs. This part of Medicare permits beneficiaries to receive their Medicare benefits through a private insurer, rather than directly from the government.

Part A covers hospital insurance, providing benefits for inpatient hospital stays, skilled nursing facilities, hospice care, and some home health care services. Part B covers outpatient services, including doctor visits, preventive services, and some medically necessary services. Part D is focused on providing prescription drug coverage and is also administered by private insurers but does not encompass the full range of Medicare benefits provided through Private Medicare plans.

Overall, Part C uniquely combines the essential elements of Parts A and B while allowing for expanded coverage through private plans, aligning with its role in the Medicare system as a bridge to private health insurance options.