Which of the following is a purpose of HIPAA?

The purpose of HIPAA, specifically through its provisions on insurance portability, is to ensure that individuals can maintain their health insurance coverage when they change jobs or experience other life events that could affect their health insurance. HIPAA, or the Health Insurance Portability and Accountability Act, is designed to protect individuals from losing health coverage and to make it easier for them to transfer insurance when switching employers. This promotes job mobility and provides security regarding health insurance benefits, allowing individuals to focus on their employment without the fear of losing health coverage.

The other options do not align with the core purposes of HIPAA. For example, the act does not eliminate health insurance risks, nor does it aim to standardize all healthcare services—these are broader healthcare system goals but not specifically addressed by HIPAA. Additionally, rather than prohibiting electronic health records, HIPAA actually establishes regulations for their use, both to ensure privacy and security, providing guidelines for how health information can be shared while still maintaining confidentiality.